Compare rates from top insurers in Texas and save up to $500 annually
Texas drivers can save significantly by comparing rates from multiple providers
The average Texas driver saves $489 per year by comparing insurance quotes online. With our service, you can compare rates from top providers in minutes.
We understand Texas insurance requirements, including the 30/60/25 liability coverage minimums and options for comprehensive coverage against hail and flood damage.
Our streamlined process takes just minutes to complete. Enter your information once and receive multiple quotes from trusted Texas insurance providers.
Real reviews from real Texans who saved on their auto insurance
Houston, TX
"I was paying $180/month for my car insurance. After using this service, I found a better policy for just $112/month. That's over $800 in savings per year!"
Dallas, TX
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San Antonio, TX
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Average monthly rates for Texas drivers with clean records
| Insurance Provider | Minimum Coverage | Full Coverage | Customer Rating |
|---|---|---|---|
| State Farm | $89/month | $142/month | 4.6/5 |
| GEICO | $76/month | $128/month | 4.5/5 |
| Progressive | $82/month | $135/month | 4.4/5 |
| Allstate | $95/month | $155/month | 4.3/5 |
| Farmers | $91/month | $148/month | 4.2/5 |
Common questions about auto insurance in Texas
Texas requires drivers to carry at least 30/60/25 coverage: $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage. However, many experts recommend higher limits for better protection.
To find the cheapest auto insurance in Texas, compare quotes from multiple providers, maintain a clean driving record, consider raising your deductible, ask about discounts (safe driver, multi-policy, good student), and review your coverage annually. Click here for special offers.
Texas auto insurance rates are influenced by your driving record, age, location, credit history, type of vehicle, annual mileage, coverage limits, and deductibles. Urban areas like Houston and Dallas typically have higher rates than rural areas.
No, Texas is an at-fault state. This means the driver who causes an accident is responsible for covering the damages. Texas drivers can sue the at-fault driver for expenses beyond what insurance covers.